Your 2027 Budget Prep: Recurring Expense Inputs You Need Now
Guide

Your 2027 Budget Prep: Recurring Expense Inputs You Need Now

Start 2027 budget prep now: collect recurring expense inputs from every payment source, add 2026 actuals and cash timing, then write a hold, uplift, cut, or add assumption before you set next year’s totals.

Sep 2, 2026
11 min read
Tibor
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Subscription Incident Response: What to Do After Surprise Charges
Guide

Subscription Incident Response: What to Do After Surprise Charges

A three-phase playbook for surprise subscription charges: contain the billing path, run a short root cause check, then install one prevention control so the same charge cannot sneak through again.

Aug 31, 2026
12 min read
Tibor
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Subtrakr Weekly Roundup #39
Article

Subtrakr Weekly Roundup #39

Apple TV, YouTube Premium, and Verizon Disney perks all got more expensive this week. Ampere found western Europe had the steepest streaming price rises, while Switzerland moved to regulate them. Google One storage jumped in Nigeria, Egypt, and Algeria, and Strava removed the opt-out for AI workout summaries.

August 30, 2026
6 min read
Tibor
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Quarterly Board-Ready Recurring Spend Report Template
Guide

Quarterly Board-Ready Recurring Spend Report Template

A one-page quarterly template for presenting recurring spend trends to a board or leadership team: cash vs run-rate, four-quarter trends, next-quarter bands, and three to five decision asks.

Aug 28, 2026
11 min read
Tibor
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Cost per Active User: Better Than Total Spend
Guide

Cost per Active User: Better Than Total Spend

Cost per active user shows whether a subscription is efficient. Total spend only shows the invoice. Use CPAU to spot unused seats before waste compounds.

Aug 24, 2026
11 min read
Tibor
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Subtrakr Weekly Roundup #38
Article

Subtrakr Weekly Roundup #38

Peacock, Spotify, and YouTube Premium all raised prices this week across US and European markets. YouTube also doubled creator monetization requirements for 2027. Google gave college students a free year of AI Pro, while Amazon made Alexa+ free on Fire TV devices without Prime.

August 23, 2026
6 min read
Tibor
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Build a "Sunset Plan" Before Starting Any New Subscription
Guide

Build a "Sunset Plan" Before Starting Any New Subscription

Build a Sunset Plan for subscriptions so you decide review dates and cancel triggers before you start paying.

Aug 19, 2026
7 min read
Tibor
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AI Tools Sprawl: Governance Rules for Fast-Moving Teams
Guide

AI Tools Sprawl: Governance Rules for Fast-Moving Teams

AI tools sprawl is the unmanaged pile of chatbots, coding assistants, and AI add-ons teams buy without a shared list. Control it with five rules: log every charge, assign one owner, keep a fast lane under a cap, classify data before you paste, and keep one paid tool per job.

Aug 17, 2026
11 min read
Tibor
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Subtrakr Weekly Roundup #37
Article

Subtrakr Weekly Roundup #37

Paramount+ raised UK prices across every tier, Amazon Kids+ jumped nearly 58 percent on the annual Prime plan, and Spotify added about 8 percent in the Netherlands. Apple is gating iOS 27 AI features behind larger iCloud+ plans, OpenAI is testing an $8 usage reset, and DeepSeek is multiplying API rates. The UK also brought subscription trap rules forward to January 2027.

August 16, 2026
6 min read
Tibor
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